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Subject to change
Effective Date: May 1, 2008
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DESCRIPTION
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COMPOUNDING
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*RATE - Interest Rate
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*APY - Annual Percentage Yield
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MIN BALANCE
to obtain *APY
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| SAVINGS ACCT. |
SEMI ANNUAL |
1.00 |
1.00 |
50 |
| IRA 12 Mo. |
SEMI ANNUAL |
2.98 |
3.00 |
n/a |
| IRA 18 Mo. |
SEMI ANNUAL |
2.73 |
2.75 |
n/a |
| NOW ACCOUNT |
MONTHLY |
.35 |
.35 |
1,000 |
| 30-90 DAY CD |
AT MATURITY |
1.74 |
1.75 |
2,500 |
| 91-181 DAY CD |
AT MATURITY |
1.99 |
2.00 |
1,000 |
| 182 DAY CD |
AT MATURITY |
2.34 |
2.35 |
1,000 |
| 9 MONTH CD |
QUARTERLY |
2.74 |
2.75 |
2,500 |
| 1 YEAR CD |
SEMI ANNUAL |
2.44 |
2.45 |
1,000 |
| 18 MONTH CD |
SEMI ANNUAL |
2.58 |
2.60 |
1,000 |
| 30 MONTH CD |
SEMI ANNUAL |
2.73 |
2.75 |
1,000 |
| 3 YEAR STEP UP CD |
SEMI ANNUAL |
3.22 |
3.25 |
2,500 |
| 5 YEAR CD |
SEMI ANNUAL |
3.47 |
3.50 |
1,000 |
| CHRISTMAS CLUB |
N/A |
3.00 |
3.00 |
- |
| REGULAR MONEY MARKET |
MONTHLY |
1.24 |
1.25 |
2,500 |
| PREMIUM PLUS MONEY MARKET |
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| $10,000-$24,999 |
MONTHLY |
1.50% |
1.51% |
$10,000 |
| $25,000-$49,999 |
MONTHLY |
1.75% |
1.76% |
$25,000 |
| $50,000-$94,999 |
MONTHLY |
2.00% |
2.02% |
$50,000 |
| $95,000 & Over |
MONTHLY |
2.25% |
2.27% |
$95,000 |
The rate* shown for accounts may change after the account is opened. The APY* assumes funds will remain on deposit for a full period until maturity. Some of the accounts listed may require a minimum balance to open and/or a minimum daily balance. A penalty may be imposed for early withdrawal of a Certificate of Deposit (CD).
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