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Subject to change
Effective Date: May 7, 2008
For additional information call 217-794-2227
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DESCRIPTION
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COMPOUNDING
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*RATE - Interest Rate
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*APY - Annual Percentage Yield
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MIN. BALANCE
to obtain *APY
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| SAVINGS ACCT. |
SEMI ANNUAL |
1.00 |
1.00 |
100 |
| CHRISTMAS CLUB |
N/A |
2.00 |
2.00 |
<5,001 |
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N/A |
1.00 |
1.00 |
>5,000 |
| NOW ACCOUNT |
MONTHLY |
.50 |
.50 |
1,000 |
| NEW CENTURY |
MONTHLY |
.40 |
.40 |
- |
| MONEY MARKET |
MONTHLY |
1.09 |
1.10 |
2,500 |
| 91 DAY CD |
AT MATURITY |
1.89 |
1.90 |
1,000 |
| 6 MONTH CD |
AT MATURITY |
1.99 |
2.0 |
1,000 |
| 12 MONTH CD |
SEMI ANNUAL |
2.09 |
2.1 |
1,000 |
| 18 MONTH CD |
SEMI ANNUAL |
2.19 |
2.2 |
1,000 |
| 24 MONTH CD |
SEMI ANNUAL |
2.29 |
2.3 |
1,000 |
| 30 MONTH CD |
SEMI ANNUAL |
2.39 |
2.4 |
1,000 |
| 36 MONTH CD |
SEMI ANNUAL |
2.48 |
2.5 |
1,000 |
| 60 MONTH CD |
SEMI ANNUAL |
2.980 |
3.00 |
1,000 |
| 12 MONTH IRA |
QUARTERLY |
2.72 |
2.75 |
1,000 |
| PREMIUM PLUS MONEY MARKET |
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| $10,000-$24,999 |
MONTHLY |
1.50% |
1.51% |
$10,000 |
| $25,000-$49,999 |
MONTHLY |
1.75% |
1.76% |
$25,000 |
| $50,000-$94,999 |
MONTHLY |
2.00% |
2.02% |
$50,000 |
| $95,000 & Over |
MONTHLY |
2.25% |
2.27% |
$95,000 |
The rate* shown for accounts may change after the account is opened. The APY* assumes funds will remain on deposit for a full period until maturity. Some of the accounts listed may require a minimum balance to open and/or a minimum daily balance. A penalty may be imposed for early withdrawal of a Certificate of Deposit (CD).
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