Deposit Services:

Checking Accounts:
• Business Accounts
• New Century Club Accounts
• NOW Accounts
• Personal Accounts
  
  Time and Savings Accounts:
• Certificates of Deposit
• Christmas Club Accounts
• Individual Retirement Accounts
• Money Market Accounts
• Savings Accounts

Scott State Bank Trust Services

Investment & Brokerage Services

Loan Services:

• Auto/Vehicle Loans
• Civic and Governmental Loans
• Commercial Loans
• Farm Operating and Equipment Loans
• Home Improvement Loans
• Installment Loans
• Personal Loans
• Real Estate Loans:
     Construction Loans
     Farm Loans
     Home Equity Loans
     Residential Mortgage Loans
  
• Student Loans

Other Services:

• ATM/Debit Cards
• Cashier Checks & Money Orders
• Escrow Contracts
• In House Check Printing
• Notary Service
• Overdraft Protection
• Safety Deposit Boxes
• Signature Guarantees
• Tax Payments to IRS
• The Scott Line - Telephone Banking
• Traveler's Checks
• U.S. Savings Bonds
• Vehicle License/Title & Stickers
• VISA Credit Cards
• Scott Online - Internet Banking
• Cash Management Internet Banking

RESIDENTIAL MORTGAGE LOANS

• Fixed rate and balloon mortgages
  
• Originated and serviced by our banks
  
• Flexible terms
  
• Maximum loan up to 80% of appraised value
  
• Low closing costs
  
• No prepayment penalties

• Fixed rate and "leveraged" loan programs
  
• Originated and serviced by our banks
  
• Guaranteed by United States Department of Agriculture (USDA)
  
• Maximum loan up to 100% of appraised value
  (limited to maximum amount established for each county)
  
• Designed for households with moderate and lower income levels and/or first time homebuyers
  
• Maximum household income is limited and based on family size
  
• Home financed must be located in a USDA approved rural community
  
• No prepayment penalties

• Long term fixed rates
  
• Maximum loan up to 95% of appraised value
  
• Serviced by Maroa Forsyth Community Bank which is a FHLMC approved lender
  
• Payments may be made at any of our locations