Residential Mortgage Loans

Apply Online!

The following employees are registered mortgage loan originators for Scott State Bank 774912

Conventional Loans

• Fixed rate and balloon mortgages originated by our banks and serviced by our banks
• Flexible terms
• Low closing costs
• No prepayment penalties

USDA Rural Housing

• Fixed rate and “leveraged” loan programs
• Guaranteed by United States Department of Agriculture (USDA)
• No down payment required
• Designed for households with moderate and lower income levels and/or first time homebuyers
• Maximum household income is limited and based on family size
• Home financed must be located in a USDA approved rural community
• No prepayment penalties

Secondary Market Loans

• Long term fixed rates
• Loans are serviced by Scott State Bank – Maroa which is a FHLMC approved lender
• Payments may be made at any of our locations

HOW TO APPLY?

Stop by or call any of our banks to request a standard residential real estate credit application.    You may also click on the “Apply Online” link above.

• 217-665-3321    Scott State Bank, Bethany
• 217-874-2396    Scott State Bank, Dalton City 
• 217-424-9831    Scott State Bank, Decatur
• 217-794-2227    Scott State Bank, Maroa 
• 217-864-3321    Scott State Bank, Mt Zion
• 217-668-2334    Scott State Bank, Niantic
• 217-728-7722    Scott State Bank, Sullivan