Residential Mortgage Loans Scott State Bank

keys with house keychain on top of mortgage loan agreement papers

Residential Mortgage Loans

Apply Online!

The following employees are registered mortgage loan originators for Scott State Bank 774912

Conventional Loans
  • Fixed rate and balloon mortgages originated by our banks and serviced by our banks
  • Flexible terms
  • Low closing costs
  • No prepayment penalties
USDA Rural Housing
  • Fixed rate and “leveraged” loan programs
  • Guaranteed by United States Department of Agriculture (USDA)
  • No down payment required
  • Designed for households with moderate and lower income levels and/or first time homebuyers
  • Maximum household income is limited and based on family size
  • Home financed must be located in a USDA approved rural community
  • No prepayment penalties
Secondary Market Loans
  • Long term fixed rates
  • Loans are serviced by Scott State Bank – Maroa which is a FHLMC approved lender
  • Payments may be made at any of our locations

Stop by or call any of our banks to request a standard residential real estate credit application.    You may also click on the “Apply Online” link above.

  • 217-665-3321    Scott State Bank, Bethany
  • 217-874-2396    Scott State Bank, Dalton City 
  • 217-424-9831    Scott State Bank, Decatur
  • 217-794-2227    Scott State Bank, Maroa 
  • 217-864-3321    Scott State Bank, Mt Zion
  • 217-668-2334    Scott State Bank, Niantic
  • 217-728-7722    Scott State Bank, Sullivan