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Deposit Services
Health Savings Account

Health Savings Account (HSA) 

  • $100 minimum deposit to open
  • No minimum balance is required
  • $2.50 monthly service charge
  • Interest is tiered and variable
  • ATM/Debit Card(s) available (approval required)
  • Checks available
A Health Savings Account may be a valuable tool in dealing with mounting medical expenses.  Its various features and financial benefits, offer protection against major health care costs, but it is also a potential reservoir of tax-deferred savings if you don’t need the HSA assets for medical expenses.  When eligible to have one you can experience the following benefits:

  • Savings tool with investment earnings
  • Flexibility to pay current medical expenses or save for future needs
  • Tax-deductible contributions
  • Tax-deferred earnings
  • Tax-free distributions, if used properly
  • Balance carries over from year to year
  • Remains with you, regardless of change in coverage or employment

Contact one of Customer Service Representatives to learn more about a HSA and how it may benefit you!

Click here to go to our Interest Rate page